7 Ways Successful Parents Save Money

Have you ever wondered how some parents can set goals to save money while you can't?  Well, the following tips were inspired by those parents who successfully did it and are retired happily.  Instead of putting children's wants above goals, like many financially challenged people do, successful parents examine what is best for family while encouraging an atmosphere that is self-less rather than selfish.

1.  They don't take their children everywhere they go.

Most often when you go somewhere that caters to families, a little person in the group is going to want something.  To avoid the headache of "I want," from a child, it is up to parents and grandparents with little money and even less patience, to leave children at home when shopping for essentials.  Parents who are going through a financially difficult time, leave children's wants out of conversations, and focus on priorities like keeping utilities on and a roof over the family's heads.  If a child should want something, the financially successful parents make the child earn what it is that they want by doing chores and once older seeking a job.

2.  They turn down any invite that they consider an unnecessary expense or not worth their time.

An event that might churn up an offer to babysit for free is a good deal, but an event that costs more to plan to attend plus additional charges like tickets, hotel, gas, etc. might be a waste.  People who believe in saving money don't bother to attend too many activities, especially kid-related, if it is going to cost much money and hassle to get there.  Children can produce major headaches, why have another one over how much something costs?

3.  They don't sign up their children for extracurricular activities "...just because."

Unless you can afford to sign up a child for a certain activity "...because she just wants to do it..." why spend the money?  Parents who often complain about not having any money tend not to tell themselves or their children, "No."  As a result, they suffer financially sooner or later.  They fail to look beyond the registration cost, the equipment that needs to be bought, workdays missed, gas expenses to attend games, and more.

4.  They don't buy brand names when they shop and choose to only focus on sale items.

Not all merchandise labeled is really "on sale."  There are inflated manufacturer prices that are printed on labels and then a price markdown.  Why not shop around for additional price mark downs or wait?  Money conscious parents know how to shop for cheaper alternatives or wait until the price is right for their budget, but those who have spoiled children feel pressure to appease.

5.  They don't make promises to children that involve spending money they don't have.

How many times have you heard a parent say, "Well, I am doing this because I promised..."  Money doesn't grow on trees and just because a child says, "But Mommy you said..." doesn't mean that you are obligated to do everything that you say or else.  A parent might want to check his or her bank account before saying anything to a child about buying something for him or her.

6.  They look for freebies and discounts on things like health care, toys, places to visit, clothing and shoes.

Think of the money you can save if you just take the time to research (I personally use ebates, see link on top right corner of blog).  Parents who have a tight budget can't afford to waste money.  Some parents will spend much money walking across the street to buy certain items rather than driving a little further down the street to find the same goods on sale.

7.  They buy goods that they need now and save for future wants.

Children can put pressure on you to buy now rather than later.  Don't fall for the cries, exaggerations, lies, promises and everything else they come up with to force you or someone else in your family to do what they want.  A stressed parent who is trying to pay bills, celebrate holidays, and plan family vacation may want to consider cutting some things out while remaining positive about saving money.  The more negative the attitude is about putting money away for unexpected issues, the less likely one will do it, so stay positive and teach your children to do the same!

Nicholl McGuire  


Mothers all over the world can speak up about more than just family related issues

Tina Louise's Speech - Mother's Against Fracking Rally 30.03.14.

A good example of making a public stand against government actions.  When you are aware of an issue, research it, gather those who aren't fearful to stand in agreement, and expose the issue for what it is!

"A slang term for hydraulic fracturing. Fracking refers to the procedure of creating fractures in rocks and rock formations by injecting fluid into cracks to force them further open. The larger fissures allow more oil and gas to flow out of the formation and into the wellbore, from where it can be extracted."--

Mothers Rally Together About a Variety of Issues - Get Some Ideas Watch 2014 Videos

Mothers rally to push for breastfeeding as valid exemption from jury duty

Mothers rally to reduce C-section birth rate

Stop Common Core in New Your State


EXPOSING Satanic 2014 Grammy Awards and a STRONG WARNING from the Lord!

Children Get Older, Get Bolder

There are mothers in jail crying because they shortened the life of a spouse, children or even a loved one, because of a child's misdeeds.  These women lost it--went mad, became afraid and defended their selves, or went through some kind of dilemma that they felt gave them no choice but to hurt another human being permanently.

"Never say what you will never do and never be too sure that all those around you are mentally stable," I thought after being tested one day by one of my children.  If it wasn't for my faith, I can boldly say, I don't know where I would be today.

As children get older, they grow bolder in what they say and do.  You can only pray that God keeps his hand on your mouth and a hand on your shoulder.  From deep sighs to yelling, you recall those days you sacrificed much for your children and then the nerve of them...

I have listened to the stories of mothers who didn't take what their children did and said lightly especially when they acted in ways that were downright wrong!  They usually end their stories with something like, "Those kids are lucky I didn't kill them...They should be grateful I'm not in jail because of them..."

When one is tempted to lose it, you can do some things only if you are able to before things get too bad:

1.  Remove whatever you have in your hand.  Place it away from you and child.
2.  Walk out the door, get some fresh air, sit and talk with a trusted loved one or friend.
3.  Get out of the room that the violation took place.  The longer you stay, the more frustrated you will become.
4. Avoid discussing the issue with a spouse/partner/another child that is uncaring, moody, tired--especially when you are emotional.  Chances are you and that person will get into an argument about the one who has offended you.
5.  Put on headphones.  Shutting the problem out allows you time to think clearly before reacting.
6. Stop cooking--you don't want to cause a fire.
7. Pull the car over--you don't want to cause an accident.

Someone shared with me that a relative would clean when she was stressed, this way she didn't ponder too long about what her children did.  She said, "She would spank their behinds, then continue to clean.  There was no yelling...she just sang to herself."  The issue was done, over with--unfortunately far too many mothers run issues into the ground with long rants making it difficult for them and those involved to calm down.  The key is to say what you need to say, do what you need to do as quick as possible.  If your child should challenge you, remind the smart mouth there is a place for him/her and you called jail (juvenile detention center for children), then ask, "Would you like to go?" 

Worse case scenario, call a relative who might have better control over your children and/or the police before you do something that might cause much heartache--especially if you have violent, disrespectful children or an uncaring spouse/partner.   

Nicholl McGuire

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Over 20 years office work experience, six years completed college coursework, background in print media and communications, recognized for exceptional attendance and received merit increase for past job performance, self-published author and part-time entrepreneur, Internet marketing and social media experience. Interned for non-profit organization, women's group and community service business. Additional experience: teaching/training others, customer service and sales. Learn more at Nicholl McGuire and Nicholl McGuire Media

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